Contributed by Whiting & Partners
24/01/2019 - Whiting & Partners
Usually you will not normally be required to get planning permission if your business is quietly accommodated within your home. However, permission may be required where, for example, your business venture gives rise to more traffic or causes a disturbance to neighbours. If in any doubt, you should contact your local council.
You will need to get your landlord’s permission to start a business, but current regulations mean that landlords cannot deny permission without “reasonable” grounds.
You will not be expected to pay business rates if you operate alone from a home office. But business rates may be levied in certain circumstances, such as if you employ others to work at your home or if you convert your home for business purposes. Your local council will be able to advise. If you do need to pay business rates, be sure to check if you are eligible for the Small Business Rate Relief Scheme, which may reduce the amount payable.
Yes. Whilst your mortgage repayments are unlikely to change, your provider should be aware of how your home is being used.
No. You should get your insurance provider to amend your existing policy to include business cover. You should also consider whether public liability and/or professional indemnity insurance are needed.
Small businesses with less than five employees do not need a written health and safety policy. However, you are responsible for your own welfare as well as that of employees and customers entering your home. You should make sure potential risks are addressed, for example, workstations set at the right height, cable tidies used for trailing wires and so on.
Things to consider:
For more expert advice you can contact Jonathan Moore here.
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